Nervous about market volatility and thinking of ways to mitigate downside risk? Learn more about Prospector’s approach, which focuses on the potential downside first.

The benchmark S&P 500 continued its charge higher during the third quarter, despite significant

increases in COVID-19 cases and certain states such as Florida, Texas, Arizona and California seeing

major outbreaks.

Interested in why Prospector focuses on the potential downside first? We’d be happy to coordinate a call between you and a portfolio manager.

Insurance is something everyone uses but few people think of as a strong investment opportunity. In this whitepaper we illustrate the key differences and pros/cons of every insurance segment we invest in.

We now know second-quarter GDP contracted over 30%. In retrospect, the sharp rally in equities that took place seems incredible. In our Q2 commentary we look at what has been driving the markets and offer our outlook for the rest of 2020.

Coronavirus Pandemic:

These are uncharted waters for all of us. The COVID-19 virus pandemic is first and foremost a health crisis with associated economic and financial fallout. The health data relative to testing is spotty and poor. 

An Inflation Discussion:

“Economic medicine that was previously meted out by the cupful has recently been dispensed by the barrel. These once-unthinkable dosages will almost certainly bring on unwelcome aftereffects. Their precise nature is anyone’s guess, though one likely consequence is an onslaught of inflation.” – Berkshire Hathaway’s 2008 Annual Letter

A Discussion of the U.S. Debt Situation:
“Debt, we’ve learned, is the match that lights the fire of every crisis. Every crisis has its own set of villains – pick your favorite: bankers, regulators, central bankers, politicians, overzealous consumers, credit rating agencies – but all require one similar ingredient to create a true crisis: too much leverage.” – Andrew Ross Sorkin

Interested in bank stocks? Regulatory filings can reveal a trove of valuable information on banks, including details on loan types, derivatives exposures, capital adequacy and M&A potential, to name a few. Learn more here.

Insurance companies often make great investments. Analyzing their statutory data is one way to get under the hood and see how aggressive or conservative the company really is. In this in-depth research piece, we walk investors through our approach.